A High-Balance Conventional Loan is one that exceeds the national baseline conforming loan limits but falls within the local conforming loan limits for your high-cost county. High Balance Conventional loans are considered conforming loans with respect to Fannie Mae and Freddie Mac.

MLG Home Financial is knowledgeable in dealing with these kinds of conventional agency mortgages and will guide you through the entire loan process.

Fannie Mae’s HomeReady program is designed to help borrowers with low-to-moderate income buy or refinance a home by reducing the standard down payment and mortgage insurance requirements. The Conventional loan program also allows borrowers to use gifts from friends or family toward their down payment.

MLG Financial, is a specialist in helping low-to-moderate income borrowers take advantage of this attractive financing opportunity and will guide you through the entire loan process.

Fannie Mae Refi-Now is an affordable refinancing option for qualifying homeowners aimed at making it easier to reduce monthly housing costs. The program is aimed to help homeowners by taking advantage of today’s historically low-interest rates.

We know how to help borrowers with this historic refinancing opportunity and will guide you through the entire loan process.

The Freddie Mac Home-Possible mortgage program is designed to bring homeownership within reach to more borrowers. The program provides low down payment financing with discounted fees for creditworthy low- and moderate-income borrowers.

We help low- and moderate-income borrowers take advantage of this attractive homeownership opportunity and will guide you through the entire loan process.

The Freddie Mac Refi-Possible program provides borrowers with expanded opportunities to take advantage of low-interest rates and to refinance their mortgage in order to promote long-term, homeownership success. With Refi Possible, low-to-moderate income borrowers can refinance their current loans and save more on their monthly mortgage payments.

We are specialists in helping borrowers take advantage of this historic refinancing opportunity and will guide you through the entire loan process.